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Modular Homes in California

 

If you live in California, you are likely aware of the overpriced housing market. Even though many home markets across the nation have experienced a sudden increase in property values, California is one of the most expensive markets in the country. Due to this problem, many homebuyers are taking advantage of interest-only home loans and 50-year mortgages. Of course, these loans are with risks. If looking for affordably living, but you prefer not to take a chance with risky loan options, choose a modular home.

Modular homes in California are perfect for young couples, first time homebuyers, etc. You have the opportunity to buy a home, and pay an affordable mortgage. Additionally, most modular homes are available as new construction for an inexpensive price. This is the perfect way to get your foot in the door, and begin gaining equity with one of life's biggest investments. Modular homes are a great alternative to site built homes. If buying a site built new construction in California, you can expect to pay at least $500,000 for a basic home. With a modular home, you can get a 2,000 square feet home for under $250,000. That is nearly a 50% discount.

There are many benefits to buying modular homes in California. As mentioned, the low price of these residences increases affordability. Furthermore, the construction time on modular homes is fast. If building a new construction single family home, it can take 3 – 6 months for the home to be completed, depending on size. Modular homes in California are constructed at a faster rate. On average, builders can have the home completed in as little as eight weeks. Larger modular homes may require twelve weeks. Because larger homes are the norm in California, you can take advantage of a modular mansion with square footages up to 6,000.

When buying a modular home, you will consult the builder to discuss floor plans and customized features. The builder will likely have specific floor plans to choose between. However, you can also design your own floor plan for a unique home. Select a smaller home with one or two bedrooms, or choose a four or five bedroom home perfect for a large family. Other features available in modular homes include fireplaces, two-story homes, jetted tubs, custom flooring, porches, and so forth. Because modular homes in California are just like site built homes, the features available on the homes are endless.

The process of buying a modular home is easy. First, homebuyers might consider getting pre-approved for a home loan. This way, you know an affordable amount. Besides, a pre-approval could actually speed the process because most builders will not start construction until an approval letter is received. Loans for modular homes can come from a variety of sources such as banks, credit unions, brokers, or mortgage companies. After receiving an approval, simply choose your home floor plan, customize the home, and wait for construction of your home to be completed. You can expect to move into your new home within four to twelve weeks.

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